• Credit Card Settlement - When Does Getting A Debt Settlement Make Financial Sense
    Balance Credit Cards

    Credit Card Settlement – When Does Getting A Debt Settlement Make Financial Sense? Part 1

    In today’s world where every person is worried about his massive liabilities, credit card settlement is considered as the best way to be adopted. It can be checked and experienced in all possible ways. It can be done by asking people who have benefited them by adopting this method of getting rid of the depressed lives. By visiting the websites of Better Business Bureau and chamber of commerce one can get an idea that how many people are adopting this option for making their lives happier once again. It is human nature that things in which people are not involved seem really difficult and complicated. But if one gives a…

  • When the Credit Card Balances Spiral Out of Control, Should You File for Bankruptcy
    Balance Credit Cards

    When the Credit Card Balances Spiral Out of Control, Should You File for Bankruptcy?

    Every year, people who run up impossible levels of debt on their credit cards have no option but to pay something back through bankruptcy filings and Chapter 7 liquidations. It’s about $25 billion worth of liquidations of personal assets every year that help with debt payoff in these circumstances. While this might seem like a good way to help the credit card companies make back some of what they have lost, irresponsible behavior of this kind has a way of making things very difficult for every kind of business that deals in lending – retailers, mortgagee, banks and credit card companies. It all comes down to unplanned living. When people…

  • Use Balance Transfer Credit Cards to Pay Down Debt in Slow Economic Times
    Balance Credit Cards

    Use Balance Transfer Credit Cards to Pay Down Debt in Slow Economic Times

    Like it or not we’re stuck in a downward economic cycle.  The good news is that the economy always pops back. Just like people, it has some down days, but then picks itself up, dusts off and goes back to normal. The bad news is that we don’t know when the economy will pick up and get back to where we want it to be. In the meantime, many people are struggling. The cost of living has been consistently going up, while pay scales are not keeping pace. If you have a job you are not going to say anything about that lack of pay increase because you’re just happy…

  • The Best Balance Transfer Credit Cards: Get Yours Now!
    Balance Credit Cards

    The Best Balance Transfer Credit Cards: Get Yours Now!

    If you have been juggling all sorts of credit card payments and are drowning under a sea of monthly bills, you may be looking for a way to make things a lot easier to deal with. You need to be looking into balance transfer credit cards. The idea of a balance transfer credit card is to offer you one card where you can consolidate all those other cards and have only one monthly payment to pay. In addition to making things easier, if you look for the best balance transfer credit cards out there you may well be able to save a bit of money while paying off your debt.…

  • Best Credit Card Balance Transfer Rate It Pays to Shop
    Balance Credit Cards

    Best Credit Card Balance Transfer Rate: It Pays to Shop

    If you are like many people today you are balancing a lot of debt. You may have high balances on many of your credit cards or other credit loans and are sick of writing out a handful, or more, of checks each month trying to pay a little on each one. There is a better way to do this – you can transfer these balancesto a credit card and only have to pay one payment per month. Here are some of the things you should consider before you take this step. Know Your Debt Before you look for the best credit card balance transfer rates and select a card to…

  • Save With Balance Transfer Credit Cards
    Balance Credit Cards

    Save With Balance Transfer Credit Cards

    Want to get an upper hand on your debt? Balance transfer credit cards may well be the way to do it. Balance transfer credit cards are those that allow you to transfer the balance from another credit card or any other debt at low or no interest rates. Essentially, think of balance transfer credit cards as setting up your own debt consolidation program. Whether it’s balances from other credit cards or the remainder on your car loan, you can put it all into one card, and save with the low or 0% interest rates. You may be wondering why credit card companies would offer Balance Transfer Credit Cards with no…